Roger Koch is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC www.sipc.org. 16150 Main Circle Drive, Suite 400, Chesterfield, MO 63017. 636-728-2400.Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and are not subsidiaries of MassMutual or its affiliated companies. MassMutual and MML Investors Services, LLC are not affiliated with Berkshire Hathaway Homeservices. Any discussion of taxes is for general informational purposes only, does not purport to complete or cover every situation, and should not be construed as legal, tax or account advise. Clients should confer with their qualified legal, tax and accounting advisors as appropriate. Property and Casualty Insurance offered through a variety of quality insurance companies that are not affiliated with MassMutual or MML Investors Services, LLC. CRN202409-756512.